Retirement Plans Changed Lately?

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RETIREMENT

Okay, you’re not young anymore and you’ve begun to look at your retirement possibilities. Like many of us, you’ve probably discovered that it’s going to be difficult to make ends meet when (or if) you retire.

If you’re close to retirement age you may have broken into a clamp sweat. Old age is coming and there’s no way to avoid it or at least no way that’s worth considering. You may have come to the same conclusion that many of us have already; you will need additional income to realistically retire.

Now your thoughts may have turned to how you’re going to fill in that income gap. This is where things get strange. Many crazy thoughts may be swirling around your brain. Have you got any rich uncles or aunts? How about that huge inheritance that’s coming your way? Right ? Have you had any luck at the lottery? Or maybe they’ll show up at your door with all those balloons and cameras telling you you’ve won $5,000 each week for life!

Christian Gifts from the Holy Land

After you’re done with all those delusional thoughts, you get down to reality. Reality is an entirely different world from the delusions the human mind is capable of conceiving. Reality requires a plan for achieving that extra income that will be necessary to retire. Reality requires work. Reality requires finding a sensible means of accomplishing that plan of earning that needed extra income for retirement.

So far so good. You’ve accepted the fact that you are going to need additional income to retire, that you’ll need a plan to get that income and that you’ll have to work to get it. Great! You and millions others like you have grasped reality, however, the most important part of the plan still lies ahead. Exactly how are you going to earn that supplemental income necessary to accomplish your goal of retirement. Or maybe you’re one of those people who are already retired and you have found that the fixed income you thought would be enough to carry you through retirement isn’t enough. Possibly you’re thinking that the sun is setting on your dream of retirement.

Well, that final part of the retirement plan is attainable. While your earning that additional retirement income would you like to be your own boss? Would you like to set your own hours? How about helping other people discover how they can achieve the same thing you are ..does that sound good? How about helping people accomplish other goals they may have … sound good?

The answer to your situation is Wealthy Affiliate. You can get involved in an online business without spending a dime. A website  called “Wealthy Affiliate” is a great way for those people looking for an opportunity to make an income part-time or full-time. You can join Wealthy Affiliate, known by users of the site as “WA.” You can join WA as a free member or as a paid premium member.


Free members receive extensive free training as well as free websites which makes getting into the online marketplace easy and free. You don’t have to leave your job if you’re working. You can take the training according to your schedule and devote what time you do have to learning the skills needed to compete on the internet.

If you would like more information about Wealthy Affiliate and how to start your own free online business just press the link below that will take you to:

WealthyAffiliate

If you choose not to give Wealthy Affiliate a try, please consider buying something through the merchant links presented here on this site. It won’t cost you any more and in some cases it will be cheaper than the price you can get on your own. Thank you.

Let’s Be Logical

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RETIREMENT

If you’re wondering if you’ll be able to retire you have to approach it logically. You can’t just assume that Social Security will be enough because just about everyone knows it won’t be. If you’re like most people nearing retirement age, or even at retirement age, you have to think about supplementing that Social Security or whatever other retirement income you may have.

Therefore, at some point you have to put away those dreams, schemes and make believe income streams. You eventually have to think logically. You have to develop a logical and realistically based way to produce an income stream to supplement your retirement fixed income stream.

When you finally settle down and begin to think about “how” you’re going to supplement your retirement income, several options begin to emerge. Number one, you think about continuing at your present job into those retirement years. However, will your fellow employees be happy with that or will your your employer even allow that?You may come to the conclusion that this may not be your best choice.

Okay, it’s onto choice number two which would logically be to work somewhere else. Now consider your options. Let’s see, what else are you qualified to do? If you’re like most people you are most qualified to do what you have been doing for all those years you have been working. But, you’ve already decided that you can’t work for your present (or past employer if you’re already retired). Now, what about working for another employer in the same field. Again, let’s be logical. How many employers are going to want to hire an individual who’s near retirement age or who may already be retired? Ready to go on to option number three?

Christian Gifts from the Holy Land

Now option number three is really exciting. This option is kind of like “Back to the Future.” You remember when Michael J. Fox went back in time and became young again? Well, option number three is kind of like that. This is the option where you go to your local grocery store and bag groceries like you may have done when you were young. Option three also includes greeting people at Walmart. Now maybe these are options that are appealing to you. If they are then I don’t think you’re going to be interested in my final option for you.

Stacey Gabrielle Koenitz Rozells

My final option for you incorporates many appealing features. To begin with, wouldn’t being your own boss beat options one, two and three? Well my last option for additional retirement income not only includes being your own boss, but also includes setting your own hours, doesn’t require heavy lifting, and you can conduct business from your own home. Now maybe you’re different from me, but as I see it this option is head and shoulders above the other options. This option is having your own online business with the support of an online giant known as Wealthy Affiliate.

You can get involved in an online business without spending a dime. A website  called “Wealthy Affiliate” is a great way for those people looking for an opportunity to make an income part-time or full-time. You can join Wealthy Affiliate, known by users of the site as “WA.” You can join WA as a free member or as a paid premium member.

Free members receive extensive free training as well as free websites which makes getting into the online marketplace easy and free. You don’t have to leave your job if you’re working. You can take the training according to your schedule and devote what time you do have to learning the skills needed to compete on the internet.

If you would like more information about Wealthy Affiliate and how to start your own free online business just press the link below that will take you to:


WealthyAffiliate
 

If you choose not to give Wealthy Affiliate a try, please consider buying something through the merchant links presented here on this site. It won’t cost you any more and in some cases it will be cheaper than the price you can get on your own. Thank you.

What if?

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RETIREMENT

When you have those moments and you’re thinking about the future do you ever think about the “what ifs?” Not that long ago I began to think about the “what ifs.” No that’s not a new musical group. What I’m talking about is you begin asking yourself things like “what if” I can no longer continue working because of an accident or a debilitating illness.

Now I know there is disability insurance and most people have some type of that kind of insurance. But, “what if” that kind of insurance  is not enough to support your family because of unforeseen events? Even if you’re getting close to retirement or possibly retired and your family may just be you and your wife “what if” the provisions you’ve made for the future are not enough?

If you’re like me, those “what ifs” give you great concern and for very good reason. More and more senior citizens will need to continue some type of employment after reaching retirement age. Also, in ever increasing numbers, older people will be pushed out of jobs by a changing economy. As a result, the prospect of employment being available to people of retirement age is diminishing at an ever increasing rate.

It’s because of the “what ifs” that it makes sense to have a solid plan that can take care of your family in the event that any of those “what ifs” become a reality.

As I began to think about those “what ifs”, I realized that I wanted something that didn’t require a typical  8-5 workday, something that didn’t require physical strength since I was getting older, and something that I could do on my own schedule.

Christian Gifts from the Holy Land

Considering my options and realizing more and more people are shopping online (including myself) I wanted to do something online. Also, having a presence online provided the real possibility of an almost limitless market. The other good thing about being online whatever you’re selling can be marketed 24-7 since my market would be the world with people connecting to the internet all day every day! It was clear to me that an internet business of some type was the way to go. The beauty of an internet business is that you can sell products you make or others make. Likewise, you can sell services that you as well as others provide. Not only were those kind of possibilities available, but there was also the possibility of keeping in contact with customers for future sales. Also, much of this activity can occur while I’m doing something else!

If your “what ifs” have you wondering what to do, I would like to suggest you try Wealthy Affiliate. You wouldn’t be reading this post if I hadn’t ended up going there myself.

You may not be aware that you can get involved in an online business without investing a dime. A website  called “Wealthy Affiliate” is the perfect way for those people looking for an opportunity to generate income part-time or full-time. You can join Wealthy Affiliate, also known as “WA” by members of the site, as a free member or as a paid premium member. Free members are provided extensive free training and free websites which makes getting into the online marketplace a no-brainer! You don’t have to quit your job if you’re working. You can take the training according to your schedule and devote what time you do have to learning the skills needed to compete on the internet.

Press the link below to go to:

WealthyAffiliate

If you choose not to give Wealthy Affiliate a try, please consider buying something through the merchant links presented here on this site. It won’t cost you any more and in some cases it will be cheaper than the price you can get on your own. Thank you.