Retirement … You’re Ready Right ?

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RETIREMENT

Like everybody else you’re ready for retirement, right? Are you out there looking for an early retirement calculator? I see that smile on your face. Yes, I was making an attempt at humor. Now some of you may not have found anything funny about that question. Hopefully, that question has awakened many of you reading this to the fact that retirement age is fast approaching. Maybe you’re saying can I retire or how can I retire? Have you checked out lately how you are going to fund your retirement?  If you’re  thinking that Social Security is going to fund retirement, I hope you’re  an income retirement planner and are comfortable retiring  in  countries south of the border. Even in those countries, most likely you won’t receive enough to retire there comfortably. And that assumes Social Security is even available when you retire.

The point of this blog is not to scare you, but to wake you up to the reality of retirement. Have you been wondering how to retire? Or have you been wondering about ways to afford retirement? Now you might be thinking that this doesn’t affect you because you’ve decided that you don’t plan to retire anyway. I’ve got some potential bad news for those of you who may be thinking that way.

As we go through our business lives we gain knowledge and experience. This is good … to a point. At some point all of this experience actually begins to hurt your chances of remaining employed. If you’re in a partnership with younger partners extensive experience may hurt you as well. You may ask how can so many years of experience hurt me? Well, to many younger workers or partners at some point that experience  begins to make you look not experienced, but old. Every time you make a mistake there are many of your fellow workers who are raising questions about your fitness for the job. Whether or not that’s a true statement about you or not it’s a fact of life. Something doesn’t have to be true for people to think it is true.

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My reason for bringing these issues up is to show you that the future, especially in these uncertain times, is not very easy to predict. Therefore, it only makes sense for you to seriously think about those “golden years.” The safest way to approach retirement is to make financial plans that you have some control over. Even if you have retirement funding in place, it’s always a safe plan to have an income stream outside of standard retirement funding. That’s why it makes intellectual sense as well as sound financial “cents” to give consideration to joining Wealthy Affiliate. You may be asking what Wealthy Affiliate is and why should I be a part of it.

Wealthy Affiliate is a fantastic way to earn money online and has business members from complete novices to seasoned entrepreneurs. This website provides the tools necessary for anyone to succeed in their online efforts. Both free and paid members of Wealthy Affiliate are making money online. Therefore, if you want or need to make money online doesn’t it seem reasonable to take a close look at Wealthy Affiliate?

Wealthy Affiliate was developed by people who made money online and wanted to help others do the same. The site was begun in 2005 and the current WA (Wealthy Affiliate) experience has changed and innovated at a rate much quicker than other competitive sites. In order to get more detailed information and sign up for a free account or a paid account, please click on the link below:

If you choose not to give Wealthy Affiliate a try, please consider buying something through the merchant links presented here on this site. It won’t cost you any more and in some cases it will be cheaper than the price you can get on your own. Thank you.

Let’s Be Logical

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RETIREMENT

If you’re wondering if you’ll be able to retire you have to approach it logically. You can’t just assume that Social Security will be enough because just about everyone knows it won’t be. If you’re like most people nearing retirement age, or even at retirement age, you have to think about supplementing that Social Security or whatever other retirement income you may have.

Therefore, at some point you have to put away those dreams, schemes and make believe income streams. You eventually have to think logically. You have to develop a logical and realistically based way to produce an income stream to supplement your retirement fixed income stream.

When you finally settle down and begin to think about “how” you’re going to supplement your retirement income, several options begin to emerge. Number one, you think about continuing at your present job into those retirement years. However, will your fellow employees be happy with that or will your your employer even allow that?You may come to the conclusion that this may not be your best choice.

Okay, it’s onto choice number two which would logically be to work somewhere else. Now consider your options. Let’s see, what else are you qualified to do? If you’re like most people you are most qualified to do what you have been doing for all those years you have been working. But, you’ve already decided that you can’t work for your present (or past employer if you’re already retired). Now, what about working for another employer in the same field. Again, let’s be logical. How many employers are going to want to hire an individual who’s near retirement age or who may already be retired? Ready to go on to option number three?

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Now option number three is really exciting. This option is kind of like “Back to the Future.” You remember when Michael J. Fox went back in time and became young again? Well, option number three is kind of like that. This is the option where you go to your local grocery store and bag groceries like you may have done when you were young. Option three also includes greeting people at Walmart. Now maybe these are options that are appealing to you. If they are then I don’t think you’re going to be interested in my final option for you.

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My final option for you incorporates many appealing features. To begin with, wouldn’t being your own boss beat options one, two and three? Well my last option for additional retirement income not only includes being your own boss, but also includes setting your own hours, doesn’t require heavy lifting, and you can conduct business from your own home. Now maybe you’re different from me, but as I see it this option is head and shoulders above the other options. This option is having your own online business with the support of an online giant known as Wealthy Affiliate.

You can get involved in an online business without spending a dime. A website  called “Wealthy Affiliate” is a great way for those people looking for an opportunity to make an income part-time or full-time. You can join Wealthy Affiliate, known by users of the site as “WA.” You can join WA as a free member or as a paid premium member.

Free members receive extensive free training as well as free websites which makes getting into the online marketplace easy and free. You don’t have to leave your job if you’re working. You can take the training according to your schedule and devote what time you do have to learning the skills needed to compete on the internet.

If you would like more information about Wealthy Affiliate and how to start your own free online business just press the link below that will take you to:


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If you choose not to give Wealthy Affiliate a try, please consider buying something through the merchant links presented here on this site. It won’t cost you any more and in some cases it will be cheaper than the price you can get on your own. Thank you.